System 3 — Real Estate Plus On-Ramp
Fundrise, Arrived, and Coinbase. A real-estate-heavy stack with one crypto on-ramp for optionality.
Who this is for
Readers who want passive private real estate exposure with a single crypto on-ramp for selective allocation.
System layers
- On-ramp: Coinbase. Single US exchange; serves both crypto purchases and as a small optional allocation.
- Yield venue (real estate): Fundrise, Arrived. Two real-estate venues with different structures (diversified private funds vs single-property fractional). Redundancy is structural rather than purely brand-based.
Cadence
Quarterly review keyed to Fundrise and Arrived distribution dates.
Why it works
Two real-estate venues with different liquidity profiles. A redemption queue at one does not fully halt cash flow at the other.
What breaks it
Treating Fundrise and Arrived as fully liquid. Both have minimum holds and quarterly redemption windows; emergency cash must come from elsewhere.