System 10 — Income and Bonds
Arrived, M1 Finance, and Public.com. Real-estate income plus a self-directed brokerage plus a Treasury/bond-friendly account.
Who this is for
Readers focused on income from multiple sources: real-estate distributions, dividend ETFs, and Treasuries.
System layers
- Yield venue (real estate): Arrived. Monthly distributions from single-family rentals or the Private Credit Fund.
- Yield venue (brokerage): M1 Finance. Dividend-tilted pies with High-Yield Cash sweep.
- Yield venue (bonds/Treasuries): Public.com. Direct Treasury and corporate bond access plus a separate High-Yield Cash Account.
Cadence
Monthly distribution check across all three; quarterly Treasury ladder review.
Why it works
Three different income economics: real-estate rent/credit, equity dividends, and Treasury coupons.
What breaks it
Treating Arrived distributions as guaranteed cash flow. Distributions can be paused, and redemptions are quarterly.