System 2 — Crypto with Cash Anchor
GoMining, Atlas Earth, Coinbase, and Wealthfront. A growth-heavy stack with a robo-cash anchor for redundancy.
Who this is for
Beginners who want their growth-layer experimentation alongside a real cash sweep so the whole stack is not crypto-exposed.
System layers
- On-ramp: Coinbase. Single regulated US exchange.
- Yield venue (cash anchor): Wealthfront. Cash Account FDIC sweep with high program-bank coverage limits. The non-crypto portion of the stack.
- Growth layer (small): GoMining, Atlas Earth. Two asymmetric rewards/mining venues, sized small.
Cadence
Monthly statement review; quarterly rebalance toward target weights.
Why it works
Wealthfront as the cash anchor means the system retains a meaningful FDIC-pass-through floor even if the crypto side has a bad year.
What breaks it
Original reference included a 'dash' platform we do not cover; that slot was dropped. Letting the growth layer creep above its target weight removes the protective effect of the cash anchor.