Obsidian Metrics Blog
Long-form library essays on the redundancy-first framework, platform categorization by function, custody types, and structural risk in retail passive income.
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The Redundancy-First Framework for Passive Income in 2026
Why platform redundancy beats higher yield, and how to architect a retail passive income system that survives a single-venue failure. A library-grade framework.
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Categorize Your Platforms by Function, Not Brand
Why every retail passive income tracker is wrong, and the four-function categorization we use to score every platform on the same rubric.
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Custody Types Explained — SIPC, FDIC, and Self-Custody
The single largest determinant of platform risk is custody, and most retail content gets it wrong. A reference guide to the three custody envelopes and how to score them.